ERA Real Estate
Joyce Torelli - Broker, Real Estate Consultant, ERA Real Estate Phone: (508) 380-5229
Email: [email protected]

Finding the best homeowners insurance for your needs

by Joyce Torelli - Broker, Real Estate Consultant 01/22/2024

Photo of a home exterior

Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:

How to choose the best homeowners insurance policy for you

The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.

A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.

How to compare homeowners insurance companies

When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.

The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.

How to tailor your insurance coverage and bundles

A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.

Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.

About the Author
Author

Joyce Torelli - Broker, Real Estate Consultant

Joyce Torelli, Broker - Realtor Consultant 508-380-5229 [email protected] 

CRB, ASR(Accredited Seller Representative), CBR, SRES www.JoyceTorelli.com Please see a few of the Google reviews that recent and past clients have been thoughtful to leave, as well as some written testimonials attached. Top 3% of 375 Professionals – 15 ERA Key Realty Offices.

“I am currently a longtime resident of over 30 years in Marlborough, MA, but mainly grew up in Hudson MA. Later, I had the opportunity to live in various towns in and around the Middlesex County area (Acton, Bolton, Framingham, Hopkinton,) as well as in the Netherlands, Europe. Bringing understanding, insight, and strategy on the home sale marketing and sale process is critical. With over 30 years of experience, I have helped hundreds of homeowners get their home sold for the very best price and terms with the least inconvenience, with skill, caring, and a marketing plan tailored to their needs and their home! My buyer clients benefit from the same 30 years plus of experience of positioning their offers to meet with success in getting accepted, which has resulted in many happy home buyers.